Florida Health Insurance Web Licensed Florida insurance agency · Statewide Florida

What is the difference between Medicare Part A and Part B?

Part A covers inpatient and hospital-type care. Part B covers outpatient care such as doctor visits, lab work, and preventive services.

What to do next

Start from your own specifics rather than a rule of thumb; a short conversation usually tells you whether this needs a professional look.

Local context for Statewide Florida

The distinction matters because the two parts have different rules, different cost sharing, and different enrollment considerations. A hospital stay is generally Part A; the physician who sees you in the hospital is generally Part B. Skilled nursing care after a qualifying inpatient stay can fall under Part A, while ongoing custodial care generally does not. Most people receive Part A without a premium because of their work history, while Part B carries a premium for nearly everyone.

Florida Health Insurance Web provides Medicare Advantage, Medicare Supplement (Medigap), ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.

Related questions

Florida Health Insurance Web — Compare your plan options

Compare your plan options

Reviewed by Florida Health Insurance Web · Licensed Florida insurance agency · serving Statewide Florida.
Last updated 2026-09-23. This page answers a question real customers ask us about Medicare. It is general information, not a quote or a guarantee.