Florida Health Insurance Web Licensed Florida insurance agency · Statewide Florida

Can I change Medicare plans every year?

Yes, in most cases. The annual Open Enrollment period lets you switch between Medicare Advantage and Original Medicare or change Part D drug coverage.

What to do next

Start from your own specifics rather than a rule of thumb; a short conversation usually tells you whether this needs a professional look.

Local context for Statewide Florida

Open Enrollment runs through the fall for coverage that begins the following January. Beyond that window, changes are limited to specific situations such as a move, a loss of coverage, or a plan leaving your area. Medicare Supplement, or Medigap, works differently: it is not part of the annual change window, and your ability to buy it later can depend on your health history and your state's rules.

Florida Health Insurance Web provides Medicare Advantage, Medicare Supplement (Medigap), ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.

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Reviewed by Florida Health Insurance Web · Licensed Florida insurance agency · serving Statewide Florida.
Last updated 2026-09-23. This page answers a question real customers ask us about Medicare. It is general information, not a quote or a guarantee.