What is an ICHRA and how does it work in Florida?
An ICHRA lets employers reimburse employees tax-free for individual health insurance premiums. Employees choose their own plan. Employers set a monthly allowance.
How the work is handled
It starts with an assessment, not a pitch. Findings are documented, options come with their trade-offs, and nothing proceeds without your approval.
Local context for Statewide Florida
Florida small group carriers include Florida Blue, UnitedHealthcare, Aetna, Cigna, Humana, and Ambetter. Plan types include HMO, PPO, POS, and HDHP with HSA. Any business with 2 to 50 full-time equivalent employees can purchase a small group plan. Group plans cannot deny coverage based on pre-existing conditions. The Individual Coverage Health Reimbursement Arrangement (ICHRA) allows Florida employers to reimburse employees tax-free for individual health insurance premiums instead of offering a traditional group plan. Florida small business owners with 2 to 50 employees can purchase group health insurance that is often more affordable than individual ACA marketplace plans.
Florida Health Insurance Web provides Medicare Advantage, Medicare Supplement (Medigap), ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.
Related questions
Florida Health Insurance Web — Compare your plan options
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