How much does small group health insurance cost in Florida?
Small group premiums are priced per employee and vary with employee ages, the plan level you choose and the county rating area. Employers typically contribute at least half of the employee-only premium.
What drives the number
The answer depends on plan type, age, tobacco status and county rating area — a licensed Florida agent can quote exact numbers after a short review.
Local context for Statewide Florida
Florida small group carriers include Florida Blue, UnitedHealthcare, Aetna, Cigna, Humana, and Ambetter. Plan types include HMO, PPO, POS, and HDHP with HSA. Any business with 2 to 50 full-time equivalent employees can purchase a small group plan. Group plans accept all eligible employees regardless of pre-existing conditions. The Individual Coverage Health Reimbursement Arrangement (ICHRA) allows Florida employers to reimburse employees tax-free for individual health insurance premiums instead of offering a traditional group plan. Florida small business owners with 2 to 50 employees can purchase group health insurance that is often more affordable than individual ACA marketplace plans.
Florida Health Insurance Web provides Medicare Advantage, Medicare Supplement (Medigap), ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.
Related questions
Florida Health Insurance Web — Compare your plan options
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