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What does Medicare Part B cover?

Part B generally covers doctor visits, outpatient hospital care, preventive services, lab tests, and durable medical equipment.

What to do next

Start from your own specifics rather than a rule of thumb; a short conversation usually tells you whether this needs a professional look.

Local context for Statewide Florida

Part B is medical insurance, and it covers a broad range of outpatient services. Many preventive services are covered with no cost sharing when you meet the coverage rules, which is one reason to keep Part B active even if you feel healthy. Part B also covers some services people do not expect, such as certain mental health services and some supplies. Services must generally be medically necessary and provided by a supplier who accepts Medicare assignment for the lowest out-of-pocket cost.

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Reviewed by Florida Health Insurance Web · Licensed Florida insurance agency · serving Statewide Florida.
Last updated 2026-09-23. This page answers a question real customers ask us about Medicare. It is general information, not a quote or a guarantee.