When is Florida ACA Open Enrollment for 2026?
Open Enrollment for 2026 coverage runs November 1, 2025 through January 15, 2026. Coverage starting January 1 requires enrollment by December 15, 2025.
Timing and scheduling
It depends on scope, materials, access and weather. Urgent work is triaged first and you get a realistic window before anything begins.
Local context for Statewide Florida
A licensed Florida health insurance agent can help you determine your exact subsidy eligibility. Outside of Open Enrollment, you can qualify for a Special Enrollment Period if you lose employer coverage, get married, have a baby, move to a new county, or experience other qualifying life events. The Florida marketplace includes Florida Blue, Ambetter from Sunshine Health, Molina Healthcare, Aetna CVS Health, Oscar Health, UnitedHealthcare, and Cigna. Florida has the highest number of ACA marketplace enrollees in the nation, with over 4.5 million Floridians relying on HealthCare.gov for their health coverage. The Inflation Reduction Act extended enhanced premium tax credits, limiting the premium contribution to a percentage of household income.
Florida Health Insurance Web provides Medicare Advantage, Medicare Supplement (Medigap), ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.
Related questions
Florida Health Insurance Web — Compare your plan options
Compare your plan options