What is SHINE in Florida?
SHINE is Florida's free, volunteer-based counseling program for Medicare beneficiaries, offering unbiased help with Medicare and insurance questions.
What to do next
Start from your own specifics rather than a rule of thumb; a short conversation usually tells you whether this needs a professional look.
Local context for Statewide Florida
SHINE stands for Serving Health Insurance Needs of Elders, and it is administered by the Florida Department of Elder Affairs. Counselors are trained and do not sell insurance, so they can be a useful independent check on anything you have been told. SHINE counselors can help with Medicare questions, plan comparison, and issues with claims. A licensed agency can help you act on that information, but having a no-cost second opinion is a genuine benefit for Florida residents.
Florida Health Insurance Web provides Medicare Advantage, Medicare Supplement (Medigap), ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.
Related questions
Florida Health Insurance Web — Compare your plan options
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