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What is Medicare Advantage?

Medicare Advantage is an alternative to Original Medicare in which a private insurer administers your Part A and Part B benefits, usually with extra benefits and a provider network.

What to do next

Start from your own specifics rather than a rule of thumb; a short conversation usually tells you whether this needs a professional look.

Local context for Statewide Florida

Plans are offered by private insurers approved by Medicare and must cover everything Original Medicare covers, apart from hospice care in most cases. Many plans also include prescription drug coverage, which is why they are sometimes described as all-in-one. The trade-off is network structure: you generally see providers who participate in the plan, and some plan types require a referral to see a specialist. Plans vary significantly by county, so two Florida residents can have very different options.

Florida Health Insurance Web provides Medicare Advantage, Medicare Supplement (Medigap), ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.

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Reviewed by Florida Health Insurance Web · Licensed Florida insurance agency · serving Statewide Florida.
Last updated 2026-09-23. This page answers a question real customers ask us about Medicare Advantage. It is general information, not a quote or a guarantee.