How much does ACA health insurance cost in Florida?
With premium tax credits, many Floridians pay much less than the sticker price for Silver plans. Without subsidies, Bronze plans carry the lowest monthly premiums in the Marketplace.
What drives the number
The answer depends on plan type, age, tobacco status and county rating area — a licensed Florida agent can quote exact numbers after a short review.
Local context for Statewide Florida
A licensed Florida health insurance agent can help you determine your exact subsidy eligibility. Outside of Open Enrollment, you can qualify for a Special Enrollment Period if you lose employer coverage, get married, have a baby, move to a new county, or experience other qualifying life events. The Florida marketplace includes Florida Blue, Ambetter from Sunshine Health, Molina Healthcare, Aetna CVS Health, Oscar Health, UnitedHealthcare, and Cigna. Florida has the highest number of ACA marketplace enrollees in the nation, with over 4.5 million Floridians relying on HealthCare.gov for their health coverage. The Inflation Reduction Act extended enhanced premium tax credits, capping marketplace premiums at a portion of household income.
Florida Health Insurance Web provides Medicare Advantage, Medicare Supplement (Medigap), ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.
Related questions
Florida Health Insurance Web — Compare your plan options
Compare your plan options