Does Plan G cover the Medicare Part B deductible?
No. Plan G covers everything except the Part B deductible, which is $283 in 2026. Once paid, Plan G covers 100% of Medicare-approved costs.
What to do next
Start from your own specifics rather than a rule of thumb; a short conversation usually tells you whether this needs a professional look.
Local context for Statewide Florida
Plan N does not cover Part B excess charges, which are common among Florida specialists. Plan G is the safer choice for most Florida seniors. Medicare Supplement Plan G is the most comprehensive Medigap plan available to new Medicare enrollees and the most popular choice among Florida seniors. Medigap Plan G covers Part A coinsurance, Part B coinsurance, blood (first 3 pints), hospice care, skilled nursing facility care, Part A deductible, Part B excess charges, and foreign travel emergency. Plan G premiums in Florida vary by carrier — the same Plan G can differ by $30-$60 a month between insurers for identical coverage. We pull live quotes from Aetna, Cigna, Mutual of Omaha, UnitedHealthcare and Manhattan Life so you can compare side by side.ACA Marketplace Plans, Final Expense Insurance, Small Group Health Insurance, Medicare Part D across Statewide Florida.
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Florida Health Insurance Web — Compare your plan options
Compare your plan options