Florida Health Insurance Guides & Plan Comparisons

About Florida Health Insurance Web

Florida Health Insurance Web is the statewide information and advisory site operated by XactInsure, a licensed Florida insurance agency based in Fort Myers. The site exists to answer the questions Florida residents actually ask about health coverage: how the ACA Marketplace works, what Medicare Advantage and Medigap cover, when enrollment periods open, and what small-business owners in Florida need to know about group plans.

Every answer page is written for a specific question and reviewed by the XactInsure team before it publishes. Where a topic depends on your household, your county, or the plan year, the pages say so plainly instead of quoting figures that cannot be verified. Enrollment help and plan reviews are available at no cost to you; commissions are paid by the carriers when a plan is purchased, never by the reader.

The agency serves clients across Florida, with particular depth in Lee County and Collier County. Coverage areas include ACA Marketplace plans for individuals and families, Medicare Advantage, Medicare Supplement (Medigap), Medicare Part D, small group health insurance for Florida businesses, and final expense coverage.

What you can do here

• Read plain-language answers to Florida health insurance and Medicare questions in the answers library.
• Learn how ACA Marketplace enrollment works in Florida, including the annual Open Enrollment Period and special enrollment triggers.
• Compare Medicare paths for people turning 65, from Medicare Advantage to Medigap Plan G.
• Understand small group options for Florida employers, including ICHRA arrangements.
• Speak with a licensed Florida agent for a free plan review before you enroll.

Use the phone number in the key facts below to reach the agency directly.